Few may know it, but there is actually a bad faith statute in Maryland which, under the right circumstances, mandates the payment of attorney’s fees, incurred by a policyholder, when a claim is wrongfully denied by the policyholder’s insurance company. Unfortunately, it is quite difficult to get the insurance commissioner to make such a finding even when it is richly deserved. Remarkably, the insurance commissioner recently went after State Farm for a wrongful denial of PIP benefits. Unfortunately, the case was taken to the highest court in the State and State farm won! If you read the case, however, the dissent is much more convincing. The injured driver paid for PIP benefits and should have received them. I applaud the insurance commissioner for pursuing this case. We need more like this.